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★ #1 AI-Powered Mortgage Lender in New Mexico

[![Go AI Mortgage logo](/assets/logo-colored-By9GkrRA.png)Go AI Mortgage ](/)

[Home](/)

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[Get Started](/contact)

1.  [Home](/)
2.  [Loan Programs](/loans)
3.  FHA Streamline 

Program

# FHA  Streamline  
Program

The FHA Streamline allows existing FHA borrowers to take advantage of lower interest rates with **reduced documentation requirements**. It's designed to help homeowners save with minimal hassle.

[Get Started →](https://partner.goaimortgage.com/fha-streamline)

* * *

## Key Program Features

-   No appraisal required (in most cases) 
-   No income or employment verification (non-credit qualifying option) 
-   No credit score requirement from FHA (overlays may apply) 
-   Can proceed even if underwater on the current balance 
-   Potential MIP refund if within 3 years of original FHA closing 
-   Closing costs typically 30–50% lower than conventional 

## Eligibility Requirements

-   Must have an existing FHA-insured home 
-   Must have made at least 6 monthly payments 
-   210 days must have passed since first payment date 
-   All payments current for 6 months prior to application 
-   No more than one 30-day late payment in the previous 6 months 
-   New terms must provide a net tangible benefit 

* * *

Why FHA Streamline?

## The Advantages Are Clear

### Lower Costs

Closing costs 30–50% lower than conventional. Potential MIP refund for qualifying borrowers.

### Fast Close

Reduced documentation means faster processing. Many close within 30 days.

### Less Hassle

No appraisal, no income verification in most cases. A truly streamlined experience.

* * *

Take Action 

## Ready to Streamline Your FHA?

Takes 2–3 minutes. No credit impact. Secure & confidential.

[Find Out More ](https://partner.goaimortgage.com/fha-streamline)[Contact Us ](/contact)

Available Monday–Friday 8AM–6PM · Saturday by appointment 

![Go AI Mortgage logo](/assets/logo-colored-By9GkrRA.png)Go AI  Mortgage 

Firehouse Mortgage LLC

Built on service. Driven by integrity.

NMLS # 2041465

Quick Links

-   [Home](/)
-   Loan Programs 
-   [Home Purchase](/home-purchase)
-   [Calculator](/calculator)
-   [About Leland](/about)
-   [Contact](/contact)

Contact

[+1 (505) 514-2430 ](tel:+15055142430)[leland@trustdm.com ](mailto:leland@trustdm.com)

4708 Lewisburg Ct NW  
Albuquerque, NM 87120 

Follow Us

[](https://www.linkedin.com/in/leland-locke-129324149)

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Firehouse Mortgage LLC is a licensed mortgage company in the state of New Mexico. This is not a commitment to lend. All loans subject to credit approval. NMLS #2041465. Not affiliated with or endorsed by any government agency.